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&lt;p&gt;Welcome to Ideal Homes Portugal’s&lt;em&gt;&lt;strong&gt;&lt;span&gt;&#160;MoneyMatters Monday,&lt;/span&gt;&lt;/strong&gt;&lt;/em&gt;&lt;span&gt;&#160;your trusted weekly newsletter delivering fresh expert insights into international real estate investing.&lt;/span&gt;&lt;/p&gt;
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&lt;p&gt;&lt;span&gt;This week,&#160;&lt;em&gt;&lt;strong&gt;John Baker-Malpas&lt;/strong&gt;&lt;/em&gt;&#160;closes 2025 by sharing his top property picks, highlighting standout developments, plus a traditional property that combines lifestyle, luxury, and strong return-on-investment potential and a look at what’s next…&lt;/span&gt;&lt;/p&gt;
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&lt;p&gt;&lt;em&gt;Hello! With the Christmas holiday now behind us, we’ve entered the final stretch of the year. It’s a great moment to reflect on the year just passed and, despite the cooler days, look ahead to what’s coming next.&lt;/em&gt;&lt;/p&gt;
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&lt;p&gt;&lt;em&gt;2025 has been a stable and encouraging year for the Algarve property market here in southern Portugal, reinforcing the region’s long-term appeal for lifestyle buyers and investors alike. Three standout investment developments from this year were:&lt;/em&gt;&lt;/p&gt;
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&lt;p&gt;&lt;strong&gt;*Quinta Heights:&lt;/strong&gt;&lt;br&gt;Located on an elevated stretch of coastline between Carvoeiro and Ferragudo, this exceptional development offers stunning sea views, a prime position, and impressive on-site amenities, truly a unique opportunity in the Algarve.&lt;/p&gt;
&lt;p&gt;&lt;a rel=&quot;noopener&quot; href=&quot;https://www.idealhomesportugal.com/news/moneymatters-thank-you-for-joining-or-did-you-miss-our-buyers-investors-weekend&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;[Investor Insights &amp;gt;&amp;gt;]&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt;
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&lt;p&gt;&lt;strong&gt;*Vale da Lapa:&lt;/strong&gt;&lt;br&gt;A vibrant 5 star resort in Carvoeiro, Vale da Lapa continues to attract strong interest with its guaranteed rental returns. Whether it’s the turnkey 2-bedroom townhouses or the 3-bedroom detached villas, owners enjoy an amenity-rich, resort-style lifestyle with excellent investment potential.&lt;/p&gt;
&lt;p&gt;&lt;a rel=&quot;noopener&quot; href=&quot;https://www.youtube.com/watch?v=o6h2FtxtCj8&amp;amp;t=1841s&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;[Investor Insights &amp;gt;&amp;gt;]&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt;
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&lt;p&gt;&lt;strong&gt;*Quinta das Palmas&lt;/strong&gt;:&lt;/p&gt;
&lt;p&gt;A stunning seven-bedroom Portuguese&lt;span&gt;&#160;&lt;/span&gt;&lt;em&gt;Quinta&lt;/em&gt;&lt;span&gt;&#160;in Mexilhoeira Grande offers the perfect blend of luxury living and income potential. Set within expansive, beautifully landscaped grounds featuring a palm grove, orchard, and commercial greenhouses, the estate includes modern amenities such as a private tennis court, luxury spa, and solar-powered sustainable infrastructure. With guest cottages and multiple business opportunities, this turnkey property combines traditional charm with exceptional lifestyle and investment prospects, all just minutes from the Algarve’s beaches.&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;a rel=&quot;noopener&quot; href=&quot;https://mailchi.mp/idealhomesportugal.com/moneymatters-estates-with-multiple-income-streams-a-gift-for-you-or-a-legacy-investment&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;[Investor Insights &amp;gt;&amp;gt;]&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt;
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&lt;p&gt;&lt;strong&gt;…And Taxes&lt;/strong&gt;&lt;/p&gt;
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&lt;p&gt;We’ve also recently covered taxes, providing important insights to help you navigate the financial and legal aspects of property ownership ahead with confidence.&lt;/p&gt;
&lt;p&gt;&lt;a rel=&quot;noopener&quot; href=&quot;https://www.idealhomesportugal.com/news/moneymatters-building-dreams-building-wealth-in-2026&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;[Investor Insights &amp;gt;&amp;gt;]&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt;
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&lt;h3&gt;Looking Ahead to 2026:&lt;/h3&gt;
&lt;p&gt;2026 is shaping up to be an exciting year for the Algarve. Building on the stability of 2025, the market is well positioned for confident growth. Faro Airport welcomed over 10 million visitors in 2025, a 6% increase on 2024, further underlining the region’s growing international demand.&lt;/p&gt;
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&lt;p&gt;With continued strength in the rental market, the Algarve offers a compelling combination of lifestyle, security, and solid returns for savvy buyers - whether you’re investing, relocating, or securing a second home. We are also looking beyond the Algarve and will share these exciting updates with you in the months to come.&lt;/p&gt;
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&lt;p class=&quot;mcePastedContent&quot;&gt;&lt;em&gt;If you’d like to explore these developments further, or discuss other opportunities, feel free to drop me an email. I’m here to guide you every step of the way.&lt;/em&gt;&lt;/p&gt;
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&lt;p class=&quot;mcePastedContent last-child&quot;&gt;&lt;em&gt;Last but certainly not least,&lt;span&gt;&#160;&lt;/span&gt;&lt;strong&gt;thank you&lt;/strong&gt;&lt;span&gt;&#160;for being part of our journey in 2025. It’s been a pleasure meeting you, and your interest and trust mean a great deal to me, our entire team, and our contributors. We wish you a wonderful New Year and look forward to supporting you through all that 2026 has to offer. Good things await - let’s make it the year!&#160;&lt;/span&gt;&lt;strong&gt;~ John&lt;/strong&gt;&lt;/em&gt;&lt;/p&gt;
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&lt;td class=&quot;mceButton&quot; valign=&quot;top&quot; style=&quot;height: 18px; text-align: center;&quot;&gt;&lt;strong&gt;&lt;a rel=&quot;noreferrer&quot; href=&quot;mailto:info@idealhomesportugal.com?subject=%F0%9F%92%B0MM50%20-%202025%20in%20Review.%20Top%20Picks%20%26%20What%E2%80%99s%20Next&amp;amp;body=Hello%20-%20I%27m%20interested%20in%20speaking%20with%20John%20about%20these%20properties&quot; class=&quot;mceButtonLink&quot;&gt;[Contact John…]&lt;/a&gt;&lt;/strong&gt;&lt;/td&gt;
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&lt;p style=&quot;text-align: center;&quot;&gt;&lt;strong&gt;Top Spotlight Properties&#128071;&#127996;&lt;/strong&gt;&lt;/p&gt;
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&lt;p style=&quot;text-align: center;&quot;&gt;~&lt;span&gt;&#160;&lt;/span&gt;&lt;strong&gt;Quinta Heights ~&lt;/strong&gt;&lt;/p&gt;
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&lt;p style=&quot;text-align: center;&quot; class=&quot;&quot;&gt;&lt;strong&gt;&lt;span&gt;1 Bedroom Apartment&#160;&lt;/span&gt;|&lt;span&gt; Ferragudo&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p style=&quot;text-align: center;&quot; class=&quot;&quot;&gt;&lt;strong&gt;Prices Starting: €531,000 |&lt;span&gt;&#160;&lt;/span&gt;&lt;/strong&gt;&lt;a rel=&quot;noopener&quot; href=&quot;https://www.idealhomesportugal.com/property/apartment-in-algarve-idh33581-ferragudo-94065/94065&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;IDH33581&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt;
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&lt;p style=&quot;text-align: center;&quot; class=&quot;&quot;&gt;&lt;strong&gt;~&#160;Vale da Lapa ~&lt;/strong&gt;&lt;/p&gt;
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&lt;p style=&quot;text-align: center;&quot; class=&quot;&quot;&gt;&lt;strong&gt;&lt;span&gt;2 Bedroom Semi-Detached Villa&#160;&lt;/span&gt;|&lt;span&gt; Carvoeiro&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p style=&quot;text-align: center;&quot; class=&quot;&quot;&gt;&lt;strong&gt;Prices Starting: €519,500 |&lt;span&gt;&#160;&lt;/span&gt;&lt;/strong&gt;&lt;a rel=&quot;noopener&quot; href=&quot;https://www.idealhomesportugal.com/property/townhouse-in-algarve-idh33533-carvoeiro-93417/93417&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;IDH33533&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt;
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&lt;p style=&quot;text-align: center;&quot; class=&quot;&quot;&gt;&lt;strong&gt;~ Quinta das Palmas ~&lt;/strong&gt;&lt;/p&gt;
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&lt;p style=&quot;text-align: center;&quot; class=&quot;&quot;&gt;&lt;strong&gt;&lt;span&gt;7 Bedroom Luxury Estate with Business Income &lt;/span&gt;|&lt;span&gt;&#160;Mexilhoeira Grande&lt;/span&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p style=&quot;text-align: center;&quot; class=&quot;last-child&quot;&gt;&lt;strong&gt;Price: €2,700,000 |&lt;span&gt;&#160;&lt;/span&gt;&lt;/strong&gt;&lt;a rel=&quot;noopener&quot; href=&quot;https://www.idealhomesportugal.com/property/villa-in-algarve-idh33136-mexilhoeira-grande-89676/89676&quot; target=&quot;_blank&quot;&gt;&lt;strong&gt;IDH33136&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt;
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&lt;p class=&quot;&quot;&gt;&lt;strong&gt;Not yet a FirstMovers Club Member?&lt;/strong&gt;&lt;/p&gt;
&lt;p class=&quot;mcePastedContent&quot;&gt;As a member, you’ll get insider access to top real estate developers, banking and mortgage partners, and exclusive investment incentives, plus early updates and priority access to high-potential projects. It’s your edge to stay ahead of the market and maximise early-stage returns.&lt;/p&gt;
&lt;p class=&quot;mcePastedContent last-child&quot;&gt;&lt;strong&gt;Membership is free.&lt;/strong&gt;&lt;br&gt;Register today to secure your spot, or reach out to schedule a private consultation.&lt;/p&gt;
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&lt;p&gt;Stay tuned for expert interviews, global property trends, and success stories to guide your investments with confidence. Have questions, topic suggestions, or need help with your property search? &#160;Reach out anytime. Until next Monday!&lt;/p&gt;
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MoneyMatters. Reflecting on 2025 - Top Picks & What’s Next

Welcome to Ideal Homes Portugal’s MoneyMatters Monday, your trusted weekly newsletter delivering fresh expert insights into international real estate inv